Looking the advertisement by OCBC, the first impression is a really high interest rates of 2.68%p.a. But upon looking closer, it is only effective for 10 DAYS!! and for the rest of the 10months it is 1%. Making it effective 1.05 p.a.% which is really really low!
So as you can see, always read the fine print! Even though it is common sense thing to do, I believe many people still overlook the fine print, especially if it is really wordy.
Remember that your money is at stake, and the bank will always use the fine print against you!